SPENDING ACCOUNTS
Limited Purpose Flexible Spending Account
If you enroll in the Basic HDHP or Core HDHP with an HSA, you can also contribute to a Limited Purpose FSA (LPFSA).
Make every dollar count
The LPFSA reimburses you with pre-tax dollars for eligible dental and vision expenses. Optum Financial administers the LPFSA.
How the LPFSA works
If you enroll in the Basic HDHP or Core HDHP with an HSA, you may participate in a LPFSA for eligible dental and vision expenses. Your contributions are made on a tax-free basis and reimbursements for qualified expenses are not taxable.
| Overview | |
| 2027 Contribution Limit |
$3,500 Note: The amount you elect to contribute for the year is fully available when your account takes effect. You cannot change your contribution mid-year (unless you experience a qualifying life event). |
| Eligible Expenses | Dental and vision expenses only.
Review the complete list of eligible expenses. |
| Reimbursement | Optum Financial may request receipts for reimbursement. |
| Carryover of Funds |
You have until March 31, 2028 to submit claims for reimbursement. Funds do not carry over. Money left in your account, after all eligible expenses have been reimbursed, cannot be returned to you. You will forfeit any unused balance. |
Compare the HSA, LPFSA and MRA
To help you decide which tax-free account is right for you, see how the HSA, LPFSA and MRA compare.
Take action
You must actively enroll in the LPFSA for 2027 by 11:59pm ET on November 18. Your current contribution election will not carry over.