HEALTHCARE

Vision

Take care of your eyes with vision coverage and focus on what’s important to you.

Life is better in focus

M&T Bank offers vision coverage administered by VSP. For more information, visit VSP.

How the plan works

The vision plan provides coverage for exams, glasses, contact lenses and additional vision care savings. You can see any doctor you want. However, you’ll save money when you visit a doctor in the VSP network. For details, review the VSP Booklet.

The table below highlights VSP Signature network vision benefits.

VSP Vision Plan
	What You Pay
WellVision Exam	$10
Prescription Glasses	$25
Frames	Included with prescription glasses Amount over the $175 allowance for a wide selection of frames Amount over the $195 allowance for featured frame brands 20% savings on the amount over your allowance Amount over the $95 Costco® frame allowance
Lenses Single vision Lined bifocal Lined trifocal Polycarbonate lenses for dependent children	Included with prescription glasses
Lens Enhancements Tints/Photochromic adaptive lenses UV protection	$0
Standard Progressive Lenses	$50
Premium Progressive Lenses	$80 - $90
Custom Progressive Lenses	$120 - $160
Contact Lenses (in lieu of frames)	Amount over the $130 allowance Note: 15% savings for contact lens exam (fitting and evaluation)

Save more with VSP

VSP offers additional savings on glasses and sunglasses, retinal screenings and laser vision correction.

Review 2027 vision premiums

Vision premiums will increase moderately for 2027. Review the healthcare premiums for payroll contribution rates.

Related Info

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