November 2-18, 2026
2027 Open Enrollment
You matter. So do your benefits. Now is the time to choose the benefits that best fit your needs and budget.
November 2-18, 2026
2027 Open Enrollment
You matter. So do your benefits. Now is the time to choose the benefits that best fit your needs and budget.
Benefits to fit your life
We're expanding benefit choices and enhancing resources based on employee feedback and our commitment to supporting you and your family. Explore what's changing and prepare for Open Enrollment.
What’s new
Review 2027 benefit updates, including new medical plan options, updated premiums, spending account limits and added protection benefits.
Medical plans
Understand key differences between the new Basic HDHP, Core HDHP (current plan) and new Premier PPO plan.
Healthcare premiums
Check out 2027 healthcare premiums and see how your coverage elections affect your paycheck.
Enrollment actions
Review benefits that require enrollment, elections that carry over and benefits you can enroll in year-round.
TAKE ACTION
Enroll in 2027 benefits
If you don’t enroll by 11:59pm ET on November 18, you will not have M&T Bank medical coverage in 2027, will not be able to contribute to an MRA, LPFSA, or DCRA and will not be enrolled in PTO Buy.
RESOURCES
Information and support to choose and enroll in 2027 benefits
- 2027 Open Enrollment Guide — Compare plans, premiums and eligibility details.
- Workshops and Town Halls — Build your benefits knowledge and get a broad view of 2027 benefits.
- Office Hours — Ask questions based on your individual circumstances.
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