HEALTHCARE
Healthcare premiums
Payroll contributions apply to every pay period (26 times per year).
Medical premiums
The surcharges below are not included in the medical rates.
- Tobacco surcharge: A $20 per-person, per-pay-period surcharge applies if you or a covered family member uses tobacco, up to $60 per pay period for family coverage. You are considered a tobacco user if you use cigarettes, cigars, pipes, chewing tobacco, e-cigarettes or other nicotine-delivery device at any time after July 1 of the current plan year. Complete the Tobacco Counseling Certification to remove the surcharge. During Open Enrollment, you can certify your tobacco-use status in Workday.
- Working spouse or domestic partner surcharge: A $50 per-pay-period surcharge applies if your spouse or domestic partner has access to other employer-sponsored medical coverage but enrolls in an M&T medical plan.
Employee Only Premiums
| Frozen earnings | Basic HDHP | Core HDHP | Premier PPO |
| Under $100,000 |
$33
|
$73
|
$94
|
| $100,000 - $249,999 |
$36
|
$76
|
$97
|
| $250,000+ |
$46
|
$86
|
$107
|
Employee + Child(ren) Premiums
| Frozen earnings | Basic HDHP | Core HDHP | Premier PPO |
| Under $100,000 |
$64
|
$141
|
$180
|
| $100,000 - $249,999 |
$74
|
$151
|
$190
|
| $250,000+ |
$86
|
$163
|
$202
|
Employee + Spouse or Domestic Partner Premiums
| Frozen earnings | Basic HDHP | Core HDHP | Premier PPO |
| Under $100,000 |
$78
|
$162
|
$206
|
| $100,000 - $249,999 |
$85
|
$169
|
$213
|
| $250,000+ |
$96
|
$180
|
$223
|
Employee + Family
| Frozen earnings | Basic HDHP | Core HDHP | Premier PPO |
| Under $100,000 |
$100
|
$220
|
$282
|
| $100,000 - $249,999 |
$124
|
$244
|
$305
|
| $250,00+ |
$165
|
$285
|
$346
|
Note: Employees enrolled in the Basic HDHP who earn less than $100,000 annually receive the Accident Plan and Critical Illness Plan at no cost.
Dental
2027 payroll contributions.
| Employee Only | Employee + 1 or More | |
| Delta Dental PPO | $9.50 | $21.50 |
Vision
2027 payroll contributions.
| Employee Only | Employee + 1 or More | |
| VSP Vision | $3.16 | $8.42 |
Accident Plan
2027 payroll contributions.
| Coverage | |
| Employee | $2.28 |
| Employee + Child(ren) | $4.82 |
| Employee + Spouse or Domestic Partner | $4.58 |
| Employee + Family | $7.12 |
Critical Illness Plan
2027 payroll contributions.
| Up to $10,000 Coverage | ||||||||
| Age | Employee | Employee + Child(ren) | Employee + Spouse or Domestic Partner | Employee + Family | ||||
| No Tobacco Use | Tobacco Use | No Tobacco Use | Tobacco Use | No Tobacco Use | Tobacco Use | No Tobacco Use | Tobacco Use | |
| $1.16 | $1.74 | $2.04 | $2.60 | $2.50 | $3.68 | $3.36 | $4.56 | |
| $1.22 | $1.84 | $2.16 | $2.76 | $2.64 | $3.90 | $3.58 | $4.82 | |
| $1.40 | $2.14 | $2.24 | $2.98 | $3.24 | $4.96 | $4.08 | $5.80 | |
| $2.36 | $3.72 | $3.20 | $4.56 | $4.82 | $7.70 | $5.66 | $8.54 | |
| $3.42 | $5.58 | $4.28 | $6.46 | $7.28 | $12.06 | $8.14 | $12.94 | |
| $4.84 | $8.10 | $5.70 | $8.96 | $10.40 | $17.64 | $11.28 | $18.52 | |
| $6.02 | $10.38 | $6.82 | $11.16 | $13.60 | $24.00 | $14.40 | $24.78 | |
| $7.10 | $12.28 | $7.92 | $13.10 | $16.56 | $29.48 | $17.40 | $30.32 | |
| $8.10 | $14.04 | $9.16 | $15.10 | $18.98 | $34.02 | $20.04 | $35.10 | |
| $9.12 | $15.74 | $10.34 | $16.98 | $21.22 | $37.66 | $22.44 | $38.90 | |
| $12.76 | $22.24 | $14.00 | $23.48 | $29.10 | $51.70 | $30.34 | $52.94 | |